
GO FAST. PAY SLOW.
When inspiration strikes, Affirm gives you payment options to suit your budget. Just
select Affirm at checkout to pay over time for your purchase
Keep it simple with Pay in 4
For example, an $800 purchase could be split into 4 interest-free payments of
$200 every 2 weeks.
HOW TO USE AFFIRM
Buy with confidence
When you pay with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay late fees or hidden fees of any kind.
Transparent
You’ll never pay late fees, hidden fees, or annual fees. And never any compound
interest, either.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
FAQs
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before payments
are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return
process with the store.
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check
your eligibility (including checking your pre qualification eligibility). When you
apply for or check to see if you prequalify for Affirm financing, it's considered a
soft inquiry, which does not affect your credit. If you decide to pay with
installments through Affirm, your payment plan and repayment activity may be
reported to credit bureaus. You can find more information on Affirm's Help
Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.



